Refinancing a Home

Why refinance? It may make sense if you can lower your interest rate or if the value of your home has increased. Refinancing can be a helpful tool for home improvement, debt consolidation or simply lowering your monthly payment.

Reasons to refinance:

  • Switch from an adjustable rate loan to a fixed rate mortgage
  • Change from one adjustable rate loan to another to lower your monthly payment
  • Reduce your interest rate and your monthly payment
  • Build equity faster by shortening the term of your loan to 15 or 20 years

Refinancing is simple. Ready to get started?


If you are considering buying a home, we want to help you become informed every step of the way. We periodically offer free home-buyer seminars that describe the steps to home ownership for first-time buyers as well as buyers returning to the market. We will also explain the benefits of working with Travis, Realtors® and others involved in the process. To register for one of our free informational events, visit our Seminars page.

  • Loan Consultant

    Not sure which loan is right for you? Our Loan Consultant walks you through all the important steps of determining which mortgage best fits your needs.
  • Calculators

    Fixed rate loan or variable? For how many years should we finance? Our wide range of calculators can help you answer these and many other questions before you start your application.

Mortgage Rates

The Loan Consultant feature determines the products and rates that match your needs.

Find Rates

Ready to Start?

To apply for your easy online loan, all you have to do is answer a few simple questions about yourself, your property and your income, debts and assets.