First-Time Home Buying

Buying your first home is a big step, but it doesn't have to be a scary one. The more you know about the home buying process, the more confident you'll feel about making these important decisions that will shape your future.

To apply for FHA and VA loans, or to finance a home outside of California, click here.



If you are considering buying a home, we want to help you become informed every step of the way. We periodically offer free home-buyer seminars that describe the steps to home ownership for first-time buyers as well as buyers returning to the market. We will also explain the benefits of working with Travis, Realtors® and others involved in the process. To register for one of our free informational events, visit our Seminars page.

  • The Home Buying Process

    Congratulations! Your first home is a big step. The more you know about the home buying and financing process, the more confident you are in making the important decisions that will shape your home ownership experience.
  • Calculators

    Buy or Rent? Fixed rate loan or variable? For how many years should we finance? Our wide range of calculators can help you answer these and many other questions before you start your application.
  • Your Credit History

    A good way to start your search for the mortgage that's right for you is by reviewing your credit profile.

Mortgage Rates

The Loan Consultant feature determines the products and rates that match your needs.

Find Rates

Ready to Start?

To apply for your easy online loan, all you have to do is answer a few simple questions about yourself, your property and your income, debts and assets.